First, the card status is abnormal, such as degaussing the card, and the password is locked due to too many mistakes.
Second, there is nothing wrong with the card and the TM machine is not good. If it is not connected to the network, the transaction will also fail.
Third, if you hold an IC chip credit card, because UnionPay has turned off the downgrade transaction function, if you still operate the transaction by swiping the card instead of inserting the card, you can't use it.
Fourth, bank cards do not support transactions. For example, VISA /JCB single logo cards do not support UnionPay transactions, nor do they support some online transactions.
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First, savings cards are restricted from trading. The most common reasons are as follows:
1. Incomplete information, restricted use. For example, the bank card holder's ID card has not been updated, and the mobile phone number is invalid. This will cause the use of savings cards to be restricted to some channels, such as mobile banking and online banking, and can only be used at the counter.
2. The account is risky and restricted from trading. The bank will pass a series of monitoring, and if it finds that the customer's account is risky, it will take measures to restrict the transaction to ensure the safety of the customer's funds. In 2020 and 20021year, many bank card accounts were at risk of gambling and fraud, and their payments were stopped by banks.
3. Enter the wrong password for more than 3 consecutive times. In order to ensure the safety of the funds in the customer's account, the bank will restrict the transaction of the customer's account after the self-service machine and the electronic bank input the wrong password three times in a row. At this point, the customer must hold the ID card to the bank outlet to reactivate the password before using the savings card.
Second, credit card transactions are restricted.
On the surface, a credit card is a card, but in essence, it is a short-term microfinance tool, which can be consumed by swiping the card. Therefore, banks are also very strict in preventing credit card risks. Credit card transactions are restricted for four main reasons:
1. The transaction amount of the credit card in a certain payment channel has reached the upper limit, so the transaction is restricted in this channel at this time.
2. The customer has set a single transaction limit for the credit card. When the credit card consumption exceeds the set limit, the credit card will be restricted and the customer will receive the relevant SMS notification.
3. When the credit card is swiped, the bank detects a risky transaction, and will first restrict the transaction, and then contact the customer to confirm whether it is my transaction. If so, the risk is eliminated and the trading restriction is cancelled.
4. If the credit card consumption exceeds the available credit limit of the credit card, the transaction will be limited due to insufficient available credit limit.
What does it mean that my bank card is not supported at ATM?
The bank ATM does not accept this card, indicating that ATM cannot read the card information normally or does not support the card.
There are several possible reasons:
1. The ATM of the bank or its bank card has not joined UnionPay;
2. There is no docking agreement between banks;
3. The bank card is degaussed or the magnetic head is damaged, so it cannot be read normally;
4. Operational errors, such as bank card insertion errors;
The bank ATM is out of order.
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A commercial bank shall meet the following conditions for opening bank card business:
It has been in business for more than 3 years and has a good business foundation for handling retail business;
It meets the monitoring indicators of asset-liability ratio management promulgated by the People's Bank of China and is in good operating condition;
The business has established a scientific and perfect internal control system with clear internal authorization approval procedures;
Qualified managers and technicians and corresponding management institutions;
Safe and effective computer processing system;
The issuance of foreign currency cards must also have the qualification to operate foreign exchange business and the corresponding foreign exchange business management level;
Other conditions stipulated by the People's Bank of China.
Baidu Encyclopedia-Measures for the Administration of Bank Card Business
After the bank card is put into the ATM, "Your card is temporarily not supported" will be displayed. What happened?
That is, the bank card does not support withdrawing money from this ATM or the bank card has been degaussed or damaged.
If "Your card is not accepted" is prompted when using the bank self-service equipment, it is recommended to replace the equipment for operation; If the transaction is still impossible, it may be because the user's bank card has been degaussed or damaged. It is recommended to contact the issuing bank to check the card status or change the card with my valid ID card. ?
The main components of bank cards are plastic and magnetic strips, which are easily damaged by external forces and environmental influences. If they are not properly kept and used, they will be deformed, broken, weakened in magnetism, damaged in magnetic stripe, demagnetized and so on. , and can not be recognized or read normally, resulting in bank card failure.
The magnetic stripe of the bank card records and stores the relevant information of the user. If the magnetic stripe information is weakened, changed or lost, terminal devices such as POS and ATM may not be able to read the correct bank card information when the user uses the card, resulting in transaction failure.
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It is best to put the bank card in a wallet with hard skin to prevent it from being worn, scratched, twisted or broken by sharp objects; Don't store multiple bank cards together, and don't stack two bank cards back to back. Bank cards should be kept away from induction cookers, microwave ovens, televisions, refrigerators and other electrical appliances, and should not be placed with magnetic items such as mobile phones, computers, palmtop computers, magnets, music stars and business links.
Don't put all your bank cards in the same wallet when you go out. In public places with coats, don't put wallets with bank cards in coat pockets, or in cars or lockers. Take it with you, don't lose it. Bank cards that are not used for the time being should be locked in drawers or cabinets, and must not be placed at will, so as not to cause others to be greedy and steal.
In order to avoid the loss of the bank card, it is recommended to store the bank card, password and ID card separately. Remember not to tell others the bank card number at will, let alone lend the bank card to others, otherwise it will easily lead to the deduction of bank card fees, payment suspension and financial losses, and even lead to debt disputes.
China Construction Bank-After inserting the card into the self-service equipment, the equipment prompts: Sorry, your card will not be accepted locally.
People's Bank of China-One of Bank Card Series Knowledge: How to Keep Bank Cards?
What is the reason that ATM transfer says that this card is not supported for the time being?
The bank ATM does not accept this card, indicating that ATM cannot read the card information normally or does not support the card.
There are several possible reasons:
1. The ATM of the bank or its bank card has not joined UnionPay;
2. There is no docking agreement between banks;
3. The bank card is degaussed or the magnetic head is damaged, so it cannot be read normally;
4. Operational errors, such as bank card insertion errors;
The bank ATM is out of order.
Automatic teller machine (ATM) is also called ATM, which means ATM. Because most of it is used to withdraw money, it is also called ATM. It is a highly sophisticated electromechanical integration equipment, which uses magnetic code cards or smart cards to realize self-service of financial transactions instead of the work of bank counters. You can withdraw cash, query deposit balance, transfer between accounts, query balance, etc. Cash deposit, cheque deposit, passbook replacement and intermediary business can also be carried out. Cardholders can use credit cards or savings cards to handle automatic withdrawal, balance inquiry, transfer, cash deposit, passbook replacement, fund purchase, password change, mobile phone bill payment and other services according to passwords.
Construction requirements
1. Newly built or rebuilt ATMs must meet the requirements of national security industry standards and technical specifications, and be equipped with security precautions such as electronic camera monitoring, burglar alarm and network alarm.
2. Off-line ATMs shall realize network alarm in accordance with relevant national standards, sign a cooperation agreement with the unit where the ATM is located, stipulate the responsibilities and obligations of both parties, and cooperate with the ATM security work.
3 ATM area to strengthen the safety of ATMs, cooperate with each other, find hidden dangers, timely rectification.
4. Once ATM risk events and cases occur, they should be reported immediately, and the reasons should be found out quickly and solved in time.
operational approach
1. Insert the bank card with the magnetic stripe facing down and the side with the magnetic stripe facing right into the ATM machine.
2. If there are some prompt words on the screen, just click "OK", and the "OK" key is at 4 or 8.
3. Enter the card password. After entering, some can directly enter the withdrawal screen, and some need to press Enter 4 or 8.
4. You can see "Inquiry", "Withdrawal", "Transfer" and "Refund Card" on the screen, and select the corresponding buttons. That's eight buttons. Don't worry. Read it clearly and press the corresponding button next to the option.
5. Press "Withdraw" to enter the withdrawal amount. If there are convenient prompts on the screen, such as: 1000 yuan, 800 yuan, 500 yuan, etc. , you can directly press the corresponding button. If not, find the "Other Amounts" key, then freely enter the amount to be withdrawn, and press the "Confirm" key after entering the amount.
6. At this time, stare at the "cash outlet". If no one picks up the bill, the ATM will swallow it back 2-5 seconds after the bill is issued. When withdrawing money, be sure to count the suspicious banknotes, aim the banknote crown number at the ATM camera, stay for a few more seconds, and then slowly move back and forth. This allows the camera to record at an optimal distance, and then take the banknotes to the bank for identification. If it is counterfeit money, you should immediately complain to the bank and keep the crown number printed when withdrawing money.
7. After withdrawing money, you can withdraw money or inquire again.
8. If you don't want to continue the operation, click "Return Card" prompted on the screen to exit the bank card.
What do you mean this card is not supported on ATM?
The ATM display does not support this card, which literally means that your card is not accepted by ATM.
What is the reason why the bank card fails at ATM?
1. The bank card is degaussed because it is degaussed when a magnetic object is placed, and it needs to be replaced.
2.ATM system failure, ATM identification error. You can try changing the ATM.
3. It may be that the bank card has been cancelled. Because it has not been used for a long time, the system automatically cancelled the bank card.
Keep the bank card clean and intact, and the magnetic stripe or chip is clean. Don't put bank cards and degaussing items together, and stay away from magnetic items such as mobile phones and power supplies. You can prepare an extra wallet or card bag and put the bank card in it separately.
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Safety tips for using bank cards:
When using a bank card, don't let the bank card leave your sight, carry it with you and take it back immediately after use. Do not give criminals the opportunity to forge and fraudulently use bank cards. In addition, we should develop the habit of keeping all kinds of documents properly after the transaction, and we should not simply handle them at will. It can be blackened and torn up like a courier to prevent criminals from mastering user information through such files.
It is necessary to set a consumption expenditure limit for the bank card, and open a short message reminder of account amount change, so as to report the loss in time once the funds are not stolen. Save the bank card loss reporting line number in the mobile phone. Once the bank card is lost, dial to report the loss immediately to avoid the bank card being stolen.
If someone who claims to be a bank asks you for personal information such as card number and account number, be on high alert and don't disclose personal information before confirming the identity of the other party.
People's Network-How to keep the bank card well? This is the correct posture.