To apply for a credit card, you must fill in a landline, and there is nothing without a landline.
when units and individuals apply for credit cards, they must fill in the application form for the card issuer to review. The company card applied by the unit shall designate the cardholder in writing, and may apply for a main card and several sub-cards; Individuals can apply for a primary card and a secondary card.
and there is an item on the credit card application form that needs to be filled in. If it is not filled in, you cannot apply. Therefore, to apply for a credit card, you must fill in the landline, and there is no need for a landline.
Extended information:
Generally, the application method is to fill in a credit card application form, which generally includes the name, basic information, economic status or income source, guarantor and its basic information of the applicant. And submit certain copies of certificates and certificates to the issuing bank. After the customer fills in the application form truthfully, he should submit the completed application form and relevant credit certificate.
the application forms are accompanied by a credit card use contract, and the applicant authorizes the issuing bank or relevant departments to investigate its relevant information, and submit a statement on the authenticity of the information, the issuing bank's privacy protection policy, etc., with the applicant's autograph.
units or individuals applying for credit cards must have a deposit account in the bank. The company that receives the company card must have a deposit account in the bank, and there is no need to open a special account deposit when applying for a credit card; Individuals who receive personal cards must open a special deposit account in the credit card issuing institution and provide a guarantor. When the cardholder cannot repay the credit card consumption debt, the guarantor must unconditionally assume the repayment responsibility. ?
spend or withdraw cash by credit card. Generally, it shall not exceed the prescribed limit. Cardholders should keep the full balance in the deposit account for use, and if necessary, they are allowed to overdraw in good faith. The card issuer will charge interest on the overdrawn funds; If the overdraft exceeds the prescribed time limit, the card issuer will cancel its credit card qualification.
the cardholder of a credit card must notify the card issuer in writing if he changes his job or moves his address; If you stop using the credit card halfway, you should return the credit card to the card issuer; If a credit card is lost, it shall be reported to the card issuer, and the economic losses caused before the card issuer accepts the report shall be borne by the cardholder.
credit card holders can increase their credit card limit by swiping their cards.
Baidu Encyclopedia-Credit Card Application Form
Baidu Encyclopedia-Credit Card