No.

According to the query on Hualu.com, credit card annual fees cannot be repaid. Overdue annual fees are the same as overdue credit card repayments, because annual fees are also repaid through credit card statements, which generally generate bills. Finally, if you repay within the corresponding repayment period, it will not cause overdue payment. Otherwise, whether it is for your own consumption or due to annual fees, as long as it is overdue, you will have to bear the corresponding overdue consequences.

Credit cards all have annual fees. For credit card products that do not have an annual fee exemption policy, the annual fee of the credit card is directly deducted from the credit limit of the credit card, and will be reflected in the credit card bill later. Cardholders need to repay the credit card bill so that they can complete the payment of the credit card annual fee. Generally, credit cards will generate annual fees as long as they are activated. Many cardholders do not know the annual fee deduction rules, which will lead to overdue credit card annual fees.