You can transfer it to your credit card and take it out. It should be noted that the money transferred to the credit card is called overpayment. Although banks support the withdrawal of overpayment, most banks will charge a transfer fee.

There is a handling fee for overpaying and transferring money, because credit cards will generate corresponding cash management costs when withdrawing and transferring money. However, because the original intention of credit card is to encourage overdraft consumption, deposit and withdrawal is not its main function, so there is no interest on deposits, and corresponding handling fees are charged for withdrawals.

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The main features of credit cards:

1. Cash deposit in advance is not allowed. You can enjoy an interest-free repayment period and can repay in installments (minimum repayment amount). Join VISA, Master Card, JCB and other international credit card organizations, which are universal.

2. It is one of the fastest developing financial services, and it can replace the traditional cash circulation in a certain range.

3. It has both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers.

4, can provide settlement services, convenient shopping and consumption, enhance the sense of security.

5. It can simplify the collection procedure and save social labor.

6. It can promote commodity sales and stimulate social demand.