Of course. At present, ABC supports the upgrading of debit cards of Class I and II households, but does not support passbook transactions for the time being. The transaction is handled through nationwide counter channels and can only be handled by customers themselves. The upgraded Class I and Class II debit cards must be in normal card status. Social security card, military security card, retired gold card and other special cards or supplementary cards do not support upgrading.

Class I accounts generally refer to debit cards that we commonly use now; You can access cash, finance, transfer money, pay fees, pay fees, etc. , and there is no restriction when using it.

Class II is similar to a credit card, and is mainly responsible for daily expenses, or financial management and investment. The funds of Class II households come from Class I households, including accounts opened in Internet banks such as direct selling banks and Weizhong banks. Type II households can deposit money, buy bank investment and wealth management products, and pay consumption expenses. However, the biggest difference with Class I accounts is that Class II accounts cannot access cash or transfer money to unbound accounts. At the same time, the daily transfer limit of the second-class bank card account is 6.5438+0 million yuan, and the annual transfer limit is 200,000 yuan.

Class III account is a small online payment service, which is similar to WeChat wallet and suitable for high-frequency small mobile payment. Class III households are mainly used for online payment, offline mobile payment and other micropayments, and can handle consumer payment. The biggest difference with Class I and Class II households is that Class III households can only handle small consumption and payment, and cannot handle other businesses.

On February 20 15, the China Banking Regulatory Commission issued the Notice on Matters Related to the Banking Industry's Combating and Governing New Crimes in Telecommunication Networks (hereinafter referred to as the Notice). According to the circular, starting from 20 16 1, in principle, no more than four debit cards will be opened by the same customer in the same institution. At the same time, the notice also stipulates that "in principle, the same agent shall not open more than three cards in the same commercial bank. The debit card opened by the agent can only be used after the agent takes his valid ID card to the counter to activate the card. " The notice also requires that for customers who already have more than four debit cards, banks should take the initiative to contact customers for verification, and if they find that they are unwilling to handle it, they should suspend their services.