Whether CCB credit cards have points for Taobao purchases has changed a lot in recent years. So I won’t talk about the past situation, but let’s discuss the current situation:

Nowadays, regardless of ICBC or China Construction Bank, whether there are points depends mainly on whether the merchant has paid fees for credit card payments. If the merchant you purchased from has renewed the agreement with Taobao and is willing to bear the 1% handling fee for each transaction, then the payment will have points. If the merchant does not sign this agreement, the buyer can still pay with a credit card, but this transaction is an ordinary online consumption and points will not be calculated. Buyers cannot see which merchants have signed this agreement, because there is no difference in the payment process or the status of the goods.

In the early days, only the goods of merchants who signed this agreement were allowed to be paid with credit cards, so it was easier to identify and more merchants were willing to pay this fee; but now Taobao's policy has been relaxed, regardless of Whether the agreement is signed or not, the merchant's products can enjoy the credit card payment function. The only difference is that the merchant's products that have signed the agreement need to charge a handling fee of 1% of the merchant's payment amount, but the payment will have points; while the products without signing the agreement will not be charged. There are no handling fees and no points. As a result, the vast majority of merchants have stopped renewing the agreement.

Finally, no matter which method mentioned above, including recharging to Alipay, the above methods will count the number of consumption! There is a limit on the number of purchases that can be used to offset the annual fee.

I hope my answer can help you. I'm waiting for you to adopt it! If you don’t understand, you can still ask, ^o^