Dear customers, your online banking credit card has been exposed to risks recently. Just to remind you to standardize the use of credit cards, banks will take measures to reduce the credit card limit according to regulatory requirements. People who receive this message may be demoted or even severely banned.
Why is there such a hint? It is because credit cards are now generally cashed in, and credit cards are all swiped by credit card machines.
Here I want to say that the credit card machine also distinguishes between the machine and the second cleaning machine. If you don't understand, you can check it yourself.
Even if the credit card is cashed with a credit card reader, the bank will turn a blind eye, as long as it is not particularly serious or overdue. When it comes to installment, banks will not easily reduce the amount of cards. What will happen if the card is reduced?
First: remember not to brush integers, never brush integers. For example, like 5000, 2000, 8000, 9000, 10000, these are integers, and this kind of brush should be as little as possible.
Second: you can't swipe your card too many times a day. Especially in one day, it is best not to use the same credit card more than three times. Remember, no matter how you spend the same credit card, don't spend it more than three times.
Third: Don't swipe your card too early. Summer is fine. In summer, it usually opens at 9 am, and many restaurants are open. Before 9 o'clock, you can only brush some breakfast shops if you want.
Fourth: don't cash in at one breath, divide it several times in a few days. We must understand that even if you want this kind of simulated consumption, you can't talk about cashing out. You want to simulate consumption and liquidity, don't do it all at once to save this handling fee. A small number of brushes can be used to ensure that there will be no risk control.
Fifth, remember not to swipe the fixed merchant POS machine, but swipe the card at the same POS machine at a fixed time every month, which is the case for a long time. This kind of person is the most dangerous. The bank will judge that you will directly close the card and reduce the amount, or change the transaction with different merchants. Such people will be directly locked up.
Sixth: for those who don't have points, such as hospitals, wholesalers, houses and cars, don't use credit cards. Whether you buy a house or a car, don't use credit cards. It's neither a hospital nor a wholesale. There are no points. Use credit cards as little as possible and swipe them once or twice occasionally.
Seventh: recycling, recycling brushes. Some people have no choice but to find a substitute and a store to return it, and the store will brush it out for him, go in, go in and brush it out again. This is called store withdrawal, so this kind of person is most easily controlled by the wind.
Eighth: long-term short cover, empty it every month, and directly give the empty card every month, that is, the bill of the empty card is also called empty card cash. This kind of person is the easiest to be degraded and banned.
Ninth: the credit card area spans too much. You swiped it in Beijing, and half an hour later, you swiped it in Shanghai and Chongqing. The plane is not that fast, even if we do this crossing machine, it is not yet. So remember not to brush like this, it is the easiest to brush like this, and it is easy to control risks.
That's all I have to tell you! thank you
1. You cashed a lot of money.
2. Without installment, banks don't earn interest.
3. Brush some irregular pos machines, with low rates and easy card sealing.
4. Put it back and brush it out immediately.
Malicious overdraft will seal the card and reduce the amount.
It is often cashed out, and it is consumed on the same pos machine. There is no diversified consumption, and the credit card merchants have no points, not white-listed merchants.
Poor consumption, one-time cash withdrawal and one-time payment, consumption is not small,
The POS machine you used skipped the code, so the bank didn't make any money, and there was no credit for swiping the card. The bank lost money and can only seal your card.
Improper use of the card triggers the payment stop mechanism of the bank's risk control system. The daily use of the card should be rational, with less cash and more real scene consumption.
Tips for card maintenance of credit card
Standardize the behavior of using cards and quickly increase the quota.
1. Each swipe cannot exceed 30% of the total amount.
2. You can't empty all the cards, but leave a limit of 10%-20%.
3. You can't always brush integers, but you get 10000 or 20000.
4. The mantissa of credit card should not always be 0, 6, 8, 9. It is suggested that the limit of small amount and multiple credit cards should be combined with "small amount+large amount" for consumption.
5. swipe your card from 9 am to 9 pm every day.
6. The number of swipes per day for a single card shall not exceed 3 times at most.
7. The number of swipes per month is more than 25 times.
8. It is forbidden to check the balance on the POS machine before swiping the card.
9. Pay back the bill the day after it comes out.
Combine the above nine skills to improve the comprehensive score of personal credit and use three months to withdraw cash quickly.
Because the bank doesn't want you to keep using the card!
Comprehensive credit has declined. To put it bluntly, you are either in a bad economy, in debt, or cashing out, or the credit card machine used in the place where you swipe your card is not good.