If the primary card is cancelled, the secondary card should be returned to the card issuer voluntarily. When the cardholder of the primary card requests to stop using the secondary card, he should also return the secondary card to the card issuer, and the outstanding debt will still be borne by the cardholder of the primary card. ?
If the primary cardholder needs to cancel the secondary card midway, he has the right to recover the credit card from the secondary cardholder and return it to the card issuer. If the secondary card cannot be recovered, he can submit a written application to the card issuer to cancel the secondary card.
However, before returning the secondary card or applying, the creditor-debtor relationship of the secondary card holder due to the use of the credit card will still be borne by the primary card holder, and the card issuer will not accept the economic disputes between the primary card holder and the secondary card holder due to the use of the credit card.
The process of applying for a credit card and a debit card is different. When handling a credit card, you need to bring your valid certificate (ID card or a copy of ID card), residence certificate, unit income certificate or personal assets certificate, and go through the relevant formalities at the bank counter. You need to fill out an application form, in which the information requested is true.
After filling out the application form, you should go to the head office of the bank for the record. It will take about 20 working days to issue cards to customers after the head office of the bank examines the application materials. Handling debit cards is relatively simple. You just need to bring your own valid documents, mainly your ID card, fill out the application form at the bank where you open the account, and then you can issue the card to the applicant.
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