Consumption is not directly related to the final repayment date, but only related to the billing date.
Of course, your situation is easy to speculate. The bill dates of all banks are before the final repayment date, so that is to say, when you repay, the consumption of last month has been settled by the bank, and you have to pay back the bill of last month on the 9th, so this consumption is already in your bill of next month. I can quote you a detailed sentence about the time of credit card swiping and repayment, which is only part of the answer I asked others two days ago. Hehe, quoting your own answer should not be considered "plagiarism". . .
1. Explain the interest-free period to you theoretically, and you can understand the calculation of repayment time.
First of all, GDB cards have two different interest-free periods:
If your card is a standard card and a hope card, the interest-free period of your card is 26-56 days.
If your card is QQ card, True Love card, China Southern Airlines card or owner card, the interest-free period of your card is 20-50 days.
As for why the interest-free period is an interval, not an accurate number, I will explain it to you below.
Your bookkeeping date is the 4th of every month, that is to say, Guangfa will bookkeeping your consumption last month on the 4th of every month. For example, Guangfa will give you a bill on1October 4th, 1 165438. This bill will take you from1October 5th to1October 5th. After each checkout, that is, after the billing date, plus the shortest interest-free period, it is actually your last repayment date. That is to say, on that day, you have to pay back the money in the card (as for how much, I will give it in my next answer). Let's talk about the repayment time first. )
Let me give you another example, and you should be able to understand:
For example, your card1spending on October 5th 1000 yuan,1spending on October 25th 1000 yuan,1spending on October 4th 165438 yuan, 165438 yuan
Then according to what I said above, the consumption of 65438+1October 5th, 65438+1October 25th,165438+1October 4th are all included in165438+/kloc. Otherwise, it will generate interest, which means that the money paid before the 23rd will not generate interest. This is called interest-free period. Well, if you look at it, in fact, three purchases took place at different times. If the consumption on June 5th165438+1October 23rd, that is, a total of 50 days have passed, you will enjoy a 50-day interest-free period (including June 5th 100). As for the consumption of 65438+1October 25th, it also needs to be paid back on1October 23rd, so you can enjoy a 30-day interest-free period after 30 days. 165438+1consumption on October 4th needs to be repaid on October 23rd, and only the shortest interest-free period of 20 days can be enjoyed. So the interest-free period is an interval, see. You can enjoy the longest interest-free period when you spend on the 5th of each month. There is also a consumption of 1 1.5 in the above example, which will be included in the next bill, that is, the bill of 65438+2.00.
The above is part of a question I answered two days ago. Of course, this mainly refers to the interest-free period of GDB cards, but the interest-free period of credit cards of all banks is calculated in this way, but the specific figures are different. Some banks have 50 days, others have 52 days, but I mainly understand your question. I want to know the calculation of interest-free period, which is very helpful for rational use of cards, hehe.
However, I also reiterate that, as said upstairs, Baidu knows that this place is relatively open, and many people blindly answer the answer in order to get points. In my constant answers, I also met many people who misled others. The customer service phone number of credit card is very easy to use. It's not just about limiting your business. If you have any questions, or you can even assume a consumption, ask the customer service to calculate for you, when to consume, whether it is necessary to pay in installments, and how to repay it is the most cost-effective. . . . . . Therefore, I have always suggested that regarding credit cards, everyone should do more customer service inquiries and make themselves experts in using cards. Ha ha!
Answer finished, please indicate the source if reproduced! thank you