Usually, domestic online transactions, also during the day, are generally recorded on the 4 th. The entry on the 4th is calculated according to the current bill and needs to be repaid on the 24th of the current month.
If the transaction is not online or swiped at night, the entry time is on the 5th or later. In this way, even in the next bill, it will be settled on the 4th of the following month, and the due repayment date is the 24th of the following month.