1. Consumption date: that is, the date when you use your credit card to spend money.

2. Deadline: Deadline of each bank is different. Please contact customer service for details. This date is used to calculate all the money you spent from the closing date of last month to today.

3. Repayment date: the repayment date, which is generally the 25th day after the transaction date.

pay back

The amount of your repayment this time is before the repayment date, and the amount to be repaid is the total amount consumed before the deadline, excluding the amount consumed after the deadline.

Interest:

Suppose you don't repay the loan on time, you need to pay two items: one is liquidated damages and fines, and the proportion of each bank is different according to the amount; The second is interest, which is calculated from the day you spend it.

For example:

Suppose your checkout date is 10, then your repayment date is the 5th of the following month.

Case 1: You spent 100 yuan on10 on October 5th, so you need to repay 100 yuan on February 5th.

Case 2: You spent 100 yuan on June 5th, so you only need to repay 1 00 yuan on March 5th.