With the development of economy, credit card consumption has become a consumption mode that people can't ignore. Simply put, credit card has become a popular fashion consumption mode. So, what if the credit card is locked after it is overdue?

What if the credit card is locked?

When the credit card is locked after the deadline, the cardholder needs to pay off the overdue debt first. If it is because of some sudden force majeure accidents that the repayment cannot be made on time, before the final repayment deadline comes, the cardholder should take the initiative to call the bank credit card center to state his financial situation, declare that he is not maliciously in arrears, and apply for deferred repayment and interest concessions. Then, according to the prescribed method, I will pay back the arrears, and I will go to the bank to explain the situation.

Generally speaking, the best way to deal with overdue credit cards is to repay them in time. And as long as the minimum repayment amount is paid on time, it will not be prosecuted. However, the minimum repayment interest is very high, and it will be compounded every day in May. Cardholders need to deal with it according to their actual situation.