A credit card that swipes the card first means that the credit card has no credit card record. Whether activated or not, as long as there is no credit card consumption, it will be displayed as a credit card to be swiped first. In addition, if the annual fee of the credit card is reduced for life and is not used after activation, the system will not charge an annual fee. Credit card swiping must be free of annual fee. If not used, the system will charge an annual fee.

Generally speaking, users don't need to use the card, so it's better to cancel the credit card as soon as possible, and those who need to use the card should pay attention to activation within the validity period.

After activation, you can swipe your card at Ping An Bank or UnionPay card partners. Finish the first brush.