You must bring your own down payment when you buy a car, and you can't pay the down payment by credit card.

I want to buy a car. If I pay the down payment by credit card, can I still get a loan?

Answer: Yes, but it should be noted that you don't buy a car directly by credit card. It is best to buy it by car loan, usually by credit card. To handle this kind of business, taking the e-flash loan of China Merchants Bank as an example, I need to promise that the proceeds will only be used for consumption (including but not limited to decoration, home appliances, weddings, car purchases, etc. ), shall not be used in non-consumption and investment fields. These cars can be loaned quickly, so it is enough to consider the repayment time and amount in line with reality.

3. Does the down payment by credit card have an impact on commercial loans?

Credit card down payment will not affect commercial loans. As long as the repayment is made on time, there is no overdue situation.

In addition to the unchangeable hardware policy, there is also your personal credit record, mainly whether the credit card is overdue and how many times it is overdue. You can check with the People's Bank of China, and your credit history in the bank will be printed out.

Matters needing attention when there is money brushed out by credit card in the down payment of buying a house:

1, the real estate POS machine takes the UnionPay channel, so only UnionPay credit cards are supported, and single currency foreign currency credit cards do not support credit cards.

2. The down payment credit card is not counted as points.

3. After the credit card is divided into stages, it must be repaid in full and on time, otherwise it will generate interest and late fees, and it will also affect personal credit information.

4. Use a credit card to pay the down payment. It is best to use a large credit card of 1-2. Too many cards are suspected of cashing out!