Industrial and commercial online banking is very developed, but in comparison, the amount will be issued cautiously. If there is no special financial proof, the amount will generally be around 3000-5000.
The gold card of Guangfa Bank is relatively easy to handle, and the amount is generally 10000.
China Bank also has a gold card of 10000.
Online payment and installment payment of China Merchants Card are very convenient. Gold card amount 10000, the service is quite good.
The repayment period of all banks is similar. For example, if the accounting date of each month is 1, then the repayment date is generally 2 1-25 of next month. If the demand for credit cards is rich, such as online shopping and payment, it will be more convenient for China Merchants and ICBC's online banking.
One advantage of ICBC's credit card is that there is no handling fee for cash withdrawal, and there is not much difference in the interest cost of cash withdrawal for all banks, which is five ten thousandths per day.
In terms of installment payment, the advantage of attracting investment is that the whole month bill can be paid in installments after it comes out. Most other banks can only apply for a single installment of more than RMB 1 1,000 before the bill comes out. Guangfa's staging standard is slightly lower, and a few hundred can be staged. But it must be after the credit card date and before the billing date.
The handling fee of Guangfa installment is basically lower among all banks.
All in all, attracting investment is really good. Guangfa encourages staging and the handling fee is low. ICBC doesn't charge fees for cash withdrawal, but the amount is low. China Bank's credit card has no advantage.
Look at the personal consumption of the landlord to apply!