Small win card loan is normal. Xiaoying Card Loan is a lending platform under Shenzhen Yingzhongtong Company, which provides three products: credit card repayment, credit card loan and elite loan, and all of them have been docked with the central bank's credit information system. Its business process and fund management are strictly regulated and supervised. Although the small win card loan is a formal financial institution, there are risks in financial investment itself. Users should also pay attention to protecting the security of personal information when using the service of small win card loan to avoid the disclosure or abuse of personal information.