The retail interest of Guangfa Credit Card is charged normally and there is no interest if the payment is made on time. If you withdraw cash or fail to repay in full on time, you will be charged interest at a daily interest rate of 0.5%. Counting starts from the day of consumption. \x0d\ There are several reasons for this situation: \x0d\ 1. The consumption limit exceeds the limit of the credit card itself; \x0d\ 2. The repayment of the previous period is delayed and interest accrues; \x0d\ 3. Installment fee generated by automatic installment payment;\x0d\　4. Customized services for other reasons.