In some news, three personal witnesses are often provided for credit card processing to avoid risks. My friends don’t quite understand what three personal witnesses are. Next, the editor of Jintou will introduce the meaning of three personal witnesses for credit cards. ?

Three personal encounters means that when issuing a credit card, you need to see the person in person, the original application materials, and the signature in person. According to Article 38 of the "Regulations on the Supervision and Administration of Credit Card Business of Commercial Banks" issued by the China Banking Regulatory Commission, The card-issuing bank must make it public and clearly inform the applicant of the application materials and basic requirements that must be submitted. The application materials must be signed by the applicant himself, and must not issue cards without the customer's knowledge or against the customer's wishes.

Therefore, Credit card issuers need to implement the principle of three relatives for credit card applicants, that is, the applicant, the original application materials, and the signature of the applicant. The main purpose of implementing the principle of three relatives is to prevent criminals from applying for credit cards under false names. , reduce bank credit card business risks and protect the personal rights and interests of applicants from infringement.