Yes, a CCB credit card that is overdue for 10 days and has been paid off will have an impact on your personal credit report.
Detailed instructions:
1. Credit record: The bank will upload credit card overdue records to the credit bureau and become part of your credit record.
2. Overdue mark: After 10 days of overdue, the bank will mark the overdue record in the credit report, which may be seen by other financial institutions and lending institutions.
3. Impact on credit reporting: Overdue records may have a negative impact on your credit score, reducing your chances of obtaining loans, credit cards and other financial products in the future.
4. Pay off record: Even if you have paid off the debt, the overdue record will still remain on your credit report, but the pay off record will also appear on the report, which may have a positive impact on your credit score. Influence.
5. Time factor: Overdue records will gradually weaken their impact on credit scores over time, but the specific recovery time varies depending on personal credit history.
Summary:
If your CCB credit card is overdue for 10 days and has been paid off, it will have a certain impact on your credit report, but repaying the overdue amount in a timely manner is an important measure to protect your personal credit. Maintaining a good credit history and making on-time repayments are key to maintaining personal credit.
Extended information:
It is recommended that you check your credit report regularly to ensure it is accurate. If you discover any erroneous or inaccurate information, you should promptly submit a request for correction to the credit bureau. In addition, to avoid overdue repayments, it is recommended that you set up an automatic repayment function or develop a good repayment plan to ensure that you pay off your credit card debt on time.