At present, all major commercial loans and state-owned banks have mobile client apps. After downloading them to your mobile phone, you can log in. Generally, you can choose to turn off bank card withholding in "My-Security Center-Fast Payment Settings".
2. Bank counter cancellation:
Take your ID card and bank card to the counter of the issuing bank, and the counter staff will cancel your bank card withholding after verifying your identity.
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1. Can the transaction records of bank cards be deleted?
1, cannot be deleted. Because the transaction records of bank cards can only be deleted if the card is cancelled, otherwise the new records will be overwritten after a long time, because the historical transaction records are generally records of one year, and the records of the previous year will be deleted in the next year.
2. Transaction records exist objectively and are also used for reconciliation and anti-fraud, so they cannot be deleted. As the user of online banking, that is, the account holder, your information is guaranteed to be safe by the bank, and all transaction details will only be provided to you when you fill in the passbook or mail the statement. There is no other way. bank card
3. Bank card refers to a credit payment tool approved by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes. The application of bank card automatic settlement system makes the dream of "no cheque, no cash society" come true.
Two. Precautions for bank cards:
1. When entering the password, be careful to cover it with your hands. If there is any abnormality in the password protection cover and card entry protection slot of ATM, please do not use it for safety reasons and notify the bank immediately;
2. In order to prevent fake ATM machines, customers should try to choose self-service banks with obvious signs and use ATM machines under the video surveillance of banks;
It is best to store the bank card and ID card separately. Don't lend your bank card to others, and don't disclose your bank card number and password at will.
4. When spending by credit card, don't let the bank card leave your sight, pay attention to the number of times the cashier swipes the card, and when you get the shopping list and card, check whether the amount on the shopping list is correct and whether it is my card;
5. Open SMS service, keep abreast of account changes, and immediately call the bank to report the loss once abnormal transactions are found;
6. If you suspect that the funds have been stolen, you should immediately call the bank customer service number and report the loss of the bank card account in time.
7. Bank cards should not be placed with mobile phones, televisions, stereos, microwave ovens and other electrical appliances with strong magnetic fields. It's better to put them far away. Don't put multiple bank cards and passbooks together.
8. Try to separate the cards with pieces of paper to play the role of spacing.
9. You can use a special bank card case or anti-magnetic card case.