CCB Easy Loan Credit Card is a credit card product featuring one-time credit granting, revolving credit, automatic installment and wide use. So its main business feature is staging.

the cardholder's current bill consumption will be automatically phased on the billing date, and will be repaid every month according to the agreed number of installments. The installment amount does not include overpayment, cash withdrawal transaction, installment payment transaction, interest and various fees charged according to the credit card articles of association and the collection agreement (such as credit card account management fee, installment fee, withdrawal fee, overdue payment fee, over-limit service fee and other credit card charges); Automatic installment transaction is displayed in the current bill, and the cardholder repays according to the repayment amount listed in the bill.

Longka Easy Loan Card provides 3, 6, 12 and 24 installment plans, which can be selected by the cardholder, of which 12 installments are the default number when issuing the card.

The benchmark handling fee rate for automatic installment of Longka Credit Card is 5/ month, which is charged on a monthly basis.

if the automatic installment of longka benefit loan card requires prepayment, the cardholder can apply to the bank, and after approval, all the remaining unrecorded principal of each installment will be repaid in one lump sum, and the remaining handling fee will not be charged, and the handling fee paid by the cardholder during the actual use of the bank's funds will not be refunded.