Business cards can be used by yourself at ordinary times. Business card is a credit card, which can be overdrawn. They are card varieties for the government and other big departments. It's just that your company's finance department will check your credit card bill when reimbursement is made at public expense, public expense, etc. If you usually use a credit card for personal consumption, it is not recommended.

The official card refers to the credit card held by the staff of the financial budget unit, which is mainly used for official daily expenses and financial reimbursement.

The scope of funds for business card consumption is mainly tourism, conference, reception, sporadic shopping and other expenses. Public cards have the common attributes of credit consumption as ordinary bank cards, and also have the special attributes of finance and financial management. It can combine the relevant requirements of finance and financial management with the unique advantages of bank cards, and it is a new financial management tool and means. At the same time, the official card basically has the attributes of a bank card and can be withdrawn without interest.