You can reapply after canceling your credit card. As long as you are not in arrears with the bank and are forced to cancel your credit card, or do not repay the credit card immediately after it is overdue, then after a period of time after the card is canceled, as long as the bank confirms that your credit is good and you have not used the credit card illegally, you can re-open it. Apply for a credit card. Under normal circumstances, you only need to wait three to six months after canceling the card before you can reapply for a credit card. However, each bank has different regulations for reapplying for a credit card, which requires you to understand the bank's regulations when reapplying. policy.