Everbright Yanhuang Credit Card is a gold card, and the initial credit limit of Platinum Card is RMB 20,000-65,438+10,000 in principle. To apply for a platinum credit card, you must meet the basic conditions for a natural person to apply for a credit card, and meet the following conditions: the annual income after tax reaches 200,000, the company is a department manager or supervisor of the world's top 500 and 65,438+000 in China, or a leader with a senior title, has a fixed residence in the work unit and a letter of recommendation issued by a branch.

Yanhuang credit card not only has the basic functions of financial services such as credit consumption, cash advance, revolving credit and interest-free repayment of ordinary credit cards, but also provides business travel services such as booking air tickets, hotels and giving away high insurance.

The factors that affect the credit line of China Everbright Yanhuang Credit Card are: 1, and the credit line of other banks already held by the applicant. 2. The applicant's previous credit repayment record, if the credit record is good, the amount may be high. 3, the applicant's personal net income, if the personal income is high, the amount is high. 4. The applicant's property, car, house, stable job and high credit card limit.