When the credit card expires, the bank requires repayment of all debts at once, and you can negotiate with the bank. If the user does not expire maliciously, but expires because of insufficient repayment ability, you can negotiate to extend the repayment period and reduce part of the overdue interest. The bank refuses After negotiation, the user can only repay the credit card debt first, and then repay the debt. Next, the editor of Jintou introduces what to do if the credit card expires and cannot be repaid at once

After the credit card expires, the expiration record is uploaded to the People's Bank of China. Users form bad expropriations.