In order to control banks’ lending risks, major banks will set up a credit card black room. Credit card black rooms have become the focus of monitoring by the bank card center because of cardholders' bad card usage behavior, and have been excluded from the bank's white list for limit increases, refusing to increase limits and a series of other restrictions. So, how do you get out of the credit card black room? How to get out of the credit card black room? Users who want to get out of the credit card black room need to keep good card usage records, repay in full, and avoid illegal card use. Normally, it comes out automatically after three months of normal consumption. To be removed from the bank's credit card blacklist, cardholders also need to reduce their debt and keep all credit card bills at around 50%. In addition, you can get out of the dark house by purchasing installment products. Don’t buy frequently when buying, just 3 to 5 times a month. In general, paying off your balance as soon as possible and keeping a good record of your card usage is the best approach. Under these premises, users also need to reduce debt and keep all credit card bills at around 50%.