What is the credit card limit in Bank of Zhengzhou? These factors affect the quota.
In addition to some joint-stock commercial banks, some small local banks can also issue credit cards. For example, Bank of Zhengzhou has issued several credit cards, but they are generally limited to cardholders in Zhengzhou. Many card friends want to know the credit card limit in Bank of Zhengzhou. Let's find out. The credit card issued by Bank of Zhengzhou is Shangding Credit Card, which is a single-currency RMB credit card product marked by UnionPay. It has standard series cards and Yuche cards. Among them, the standard series cards are divided into five credit card levels: Puka, Gold Card, Standard Platinum Card, Luxury Platinum Card and Diamond Card. Yuche Card is a financial product jointly issued by Bank of Zhengzhou and Henan jinzhou area Industrial Development Co., Ltd., which is paid after consumption. Regarding the credit limit of Shangding Credit Card, Bank of Zhengzhou didn't give a clear value, only mentioned in his card application instructions that "according to the credit status of the applicant, decide whether to issue the card, whether to require the applicant to provide a specified form of guarantee or deposit a certain amount of deposit, determine the method and type of obtaining the card, and verify the applicant's credit limit" and "adjust the credit limit of the cardholder according to the cardholder's card use and credit status changes." . Judging from the credit card quota approval of major banks in the past, there are several factors that affect the credit card quota in Bank of Zhengzhou: 1. Marital status: under the same conditions, the credit card quota of married people will be higher than that of unmarried people; 2. Education, technical titles and working conditions: Civil servants, doctors, power systems and other industries will be more popular with banks, and their credit ratings will be improved according to the level and years of work. 3. Economic ability and financial status: having a house and a car, being able to provide proof of unit income, running wages, etc., the quota will be relatively high. The above is the introduction of "How much is the credit card limit in Bank of Zhengzhou". Here, I would like to remind everyone that it is best not to blindly pursue high credit cards, as long as the approved credit limit is enough for daily expenses, so as not to make ends meet and affect your life and work.