Some banks' mobile apps have released the function of credit card adjustment, and users can actively adjust the credit card limit without bank review. Next, Jin Toubian Xiao introduced how to reduce the credit card limit.

However, it is more difficult to voluntarily reduce the amount and then restore or increase the amount. If you feel that your credit card limit is too high, you can set a transaction limit, so there is no need to reduce the credit card limit. In a word, it is the user's personal choice to actively reduce the credit card limit. Please operate according to your own needs.