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How to calculate the exchange rate when paying Haitao by credit card?

At present, there are two basic credit card payment lines in Haitao, namely UnionPay line and international line (VISA, MASTERCARD, JCB or American Express, etc.).

card swiping on unionpay line will be settled directly in RMB;

if you swipe your card on an international line, it will be settled in USD. Since the overseas consumption of credit cards will be settled in US dollars, if the consumption amount is RMB, there will be an exchange fee between the two currencies (RMB and US dollars), which is 1.5% of the transaction amount, and the exchange fee will be charged by the Bank on behalf of international organizations. If the consumption amount is USD, there will be no settlement fee.

Precautions for Haitao:

1. Be careful about the ultra-low price.

You should be careful about what you get for what you pay. Take luxury purchasing as an example. If the price is 5-7% off the domestic counter price, it may be genuine and fake. Most of the products below 5% discount are fakes; It can't be genuine under 3% discount.

2. Pay attention to the rapid logistics

Overseas purchasing goods take a long time to transport, and some goods are limited in quantity when purchasing. Under normal circumstances, it takes 1 to 2 days to buy a commodity from Australia and send it to domestic buyers through

international logistics. If the goods are not delivered in bonded warehouses, and the logistics express delivery speed is fast,

it must be noted that they are fakes.

3. Don't choose too much inventory

If there is too much inventory in the mall, it means that not many goods are sold, and sellers like to stock up. After a long time, the date can't be guaranteed. Therefore, Haitao cosmetics < P >, food, milk powder, etc., depending on the price on the shelf, inventory, production date and whether the brand is genuine.

4. Don't believe in private channels

Many foreign goods are restricted in purchase, and each person limits the purchase quantity at a time. Therefore, private purchasing agents or agents who broadcast live that they have bought hundreds of hot-selling cosmetics at one time must not be trusted, and may be liars. In Haitao, you should first choose the regular Haitao channel.

If there is quality guarantee, you should declare it truthfully, carefully package it, clear customs in time, and check it carefully when signing.