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Credit card prepayment, Shanghai Bank's minimum repayment amount for one day, why doesn't the bank calculate repayment?
Hello, according to your problem description, you paid the minimum repayment amount one day in advance, and the bank does not count as repayment. This may be because the minimum repayment amount of a credit card is calculated according to the billing date (or billing cycle), not according to your actual repayment date.

In addition, if you often apply for loans or conduct loan operations, it will increase your personal credit risk. It is suggested that you can use "general credit check" to query personal credit risk index. If the credit risk score is high, it may be more difficult to apply for loans or credit cards.

In view of your situation, I suggest you contact the bank customer service in time to consult the specific situation and solve the problem. At the same time, I also remind you that when using a credit card, you should repay it on time to avoid overdue operation, so as to maintain a good personal credit score.