In addition, if you often apply for loans or conduct loan operations, it will increase your personal credit risk. It is suggested that you can use "general credit check" to query personal credit risk index. If the credit risk score is high, it may be more difficult to apply for loans or credit cards.
In view of your situation, I suggest you contact the bank customer service in time to consult the specific situation and solve the problem. At the same time, I also remind you that when using a credit card, you should repay it on time to avoid overdue operation, so as to maintain a good personal credit score.