Personal data preparation:
(1) Original ID card;
(2) The income and employment certificate issued by the unit shall be stamped with the official seal or financial and labor seal;
(3) Tax payment certificate (you can print the tax payment form at the local tax bureau by yourself with your ID card in recent 1 year).
Get the application form: you can get it directly at the bank credit card center, download the application form yourself at the bank credit card center, or fill in the application form directly online.
Supplementary conditions for handling large credit:
(1) Whether there is a local fixed telephone (having a local fixed telephone means a stable residence and will increase your credit evaluation score of the bank);
② Whether or not to get married (the score of married is higher than that of unmarried);
(3) Whether it is a local account (the score of local account is higher than that of foreign account);
(4) Whether there is a house (having a house is higher than not having a house, and living by oneself is higher than living with parents);
⑤ Education level (the higher the education level, the higher the score);
6 the nature of the work unit (the more stable the work unit, the higher the popularity and the higher the score. For example, institutions, large state-owned enterprises, and Fortune 500 companies all scored relatively high);
7 position (the higher the position, the higher the score. For example, civil servants and company managers score higher than ordinary employees).
Matters needing attention in card processing:
I already have a credit card. If you already have one or more credit cards and have a good repayment record, as long as you pay attention, good consumer credit and repayment credit are the key to applying for a large credit card.
② Never used a credit card. In this case, it may be difficult to apply for a large credit card.
A. The status of various income assets determines whether to approve the card and the size of the credit line. This is very simple. You can provide weighty asset certificates, such as income certificates, real estate certificates, mortgage purchase certificates, automobile property certificates, bank deposit certificates or securities certificates.
B. Secondly, other certificates that can prove one's ability, such as one's work unit, personal ability, application experience, etc., will also help to obtain large credit cards, such as academic certificates, technical grade certificates and other qualification certificates.
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