The Bailiantong co-branded credit card is a financial product jointly issued by Agricultural Bank of China Co., Ltd. and Bailian Group, integrating finance and supermarket membership services. Bailiantong's co-branded credit card has two types: gold card and platinum card. Credit is granted according to the Agricultural Bank of China's standard card scoring strategy. The gold card's credit limit ranges from 20,000 to 200,000, and the platinum card's initial credit limit is more than 200,000.

The credit card credit limit is mainly determined by the applicant’s credit standing. Everyone’s credit standing is different, so the approved credit limit will naturally be different. If you want a higher credit card limit, you need to provide more proof of financial resources when applying.

Agricultural Bank of China Bailiantong co-branded credit card can be applied for at the counter or online. However, online applications generally only require filling out the application form and cannot provide relevant supporting documents. It is difficult for banks to judge the applicant's repayment ability only from the information filled in the application form. When applying for a card at the counter, you can submit proof of income stamped by your employer, as well as financial proof materials such as real estate and cars. This allows the bank to recognize the applicant's repayment ability, and naturally the card approval limit will be high.