1. What procedures are required for installment payment when buying a motorcycle?

1. Credit card installment payment

1. The buyer goes directly to the bank to apply for a credit card with proof of income and ID card. After getting the credit card, go to the motorcycle shop to pay the full amount. Can drive the car away.

2. After paying with a credit card, the buyer calls the bank's service hotline to apply for installment repayment, and just deposits into the card to repay the money every month. It has nothing to do with the car shop and there is no down payment.

3. The prerequisite for credit card installment payment is that the overdraft limit of the credit card applied for by the buyer is sufficient to buy a motorcycle.

2. Apply for installment payment at a Yamaha store

1. The unit where the buyer works should issue a certificate to the store,

2. Obtain the motorcycle payment through the bank.

3. The buyer only needs to pay the bank's interest once for the down payment, and then make payments according to the bank's installments.

4. The buyer will pay a certain percentage of interest.

2. What procedures should the buyer prepare for buying a second-hand car in installments?

Second check: Ask the vehicle management office to find out whether the car has had any accidents, lawsuits or other traffic-related problems in the recent period. The matter to be dealt with is whether the person is "innocent".

Three checks: You need to know clearly the relevant annual inspections and tolls of the second-hand car you plan to buy, including whether you have purchased an annual pass or whether you are in arrears with tolls, etc. Whether the car has been used as a loan mortgage and whether there is any mortgage burden, if necessary, notarization procedures should be carried out when handling the vehicle transfer procedures.

"Six Tests" The first pair of numbers: Even if you say I'm wordy, I have to repeat this step again. The engine and body numbers must match the information on the vehicle registration book, otherwise it will not only be illegal, but also you will not be able to get compensation from the insurance company in the event of an accident. In addition, the fewer owners the car has changed, the better.

Secondly, look at the car body: the seams between the doors, headlights, taillights and the car body are smooth and have no interfaces. The fenders on all parts of the car body should be of the same color. Looking from the rear fender to the front of the car, they should be No bumps or waves etc. It is recommended to try using magnets on all parts of the car body. If you find areas that are not attractive enough, it may be the result of dust. But when it comes to bodies made of aluminum or carbon fiber, this trick doesn't work.

Next, turn on the headlights and pay attention to whether there are any traces of welding on the top of the front shock absorber. Raise the car body to see if there are any abnormal welding traces on the bottom of the car. Otherwise, it may have been repaired after a violent impact. Defective goods.

Also check whether there are any signs of water immersion in the car.

The third suspension test: forcefully push down the four corners of the car body, observe whether its suspension reaction force is even, and pay attention to the fact that there is no unusual sound when pressing the car body. However, you must ask the car owner before making such a big move, and be careful not to flatten the car when pressing. A better method is to drive the car to the garage and raise it to see if there is any oil leakage or slack in the suspension system.

The fourth engine inspection: first check whether the engine appearance is damaged or leaking oil, whether there are any signs of damage to the mechanical parts, and whether the spark plug is leaking. Then test whether the engine can start smoothly. It is best to test when the car is cold, as the results will be more accurate. Pay attention to whether there is any oil suffocation when driving, and whether the static speed is normal. To check whether the response of the engine system is fast enough and whether the front end of the vehicle has sufficient horsepower, you can step on the accelerator and release it immediately, and then observe the speed at which the revolutions increase and whether the revolutions increase rapidly when you step on the accelerator. In addition, it is necessary to check whether the car can run smoothly after refueling and whether there is any noise. After driving, check the engine for any unusual smell and check the engine several times for oil leaks.

Fifth Test Transmission and Clutch: Try changing to different gears to make sure all gears work properly. The problem with the manual transmission is usually that it cannot enter a certain gear smoothly or cannot be locked. You should check the third and fourth gears during the test drive, or when accelerating on an uphill road. If the engine speed continues to increase, but the vehicle speed does not increase accordingly, The clutch may be worn and needs to be replaced.

The sixth brake check: try braking at different speeds to ensure there is no sideslip.

If the ABS system is installed, you can try to brake suddenly at a speed of more than 30km/h to test whether the ABS is operating normally. If the ABS is normal, you can feel a beating feeling from the foot brake.

Regarding the handbrake, you can park the car on a steep slope and apply the handbrake to see if the car is rolling.

"Seven Don't Buys" Don't buy if you have incomplete certificates: Certificates refer to the vehicle owner's ID card, original vehicle delivery invoice, vehicle purchase surcharge (tax) certificate, motor vehicle driving license, road maintenance fee certificate, and annual inspection Certificates and insurance policies, etc.

Do not buy modified vehicles: It is not allowed for car owners to arbitrarily replace the engine, chassis, or change the external dimensions without permission from the vehicle management department.

Do not buy smuggled, tax-free or donated vehicles: Tax-free and donated vehicles are preferential policies adopted by the state to support certain undertakings. They cannot be sold or transferred without paying the tax.

Do not buy a second-hand car with installment payment: Before the car payment is fully paid, the car is not legally owned by the owner, and buying such a car will lead to endless troubles.

Don’t buy the ones that have stopped production: repairs and spare parts will be very troublesome and expensive.

Don’t buy in off-site transactions: Off-site transactions are often restricted by local policies and regulations, which will be very inconvenient in future use.

3. What is the installment payment process for buying a second-hand car?

The installment payment process for buying a second-hand car: 1. The car buyer goes to the dealer to select the second-hand car to be purchased and signs a contract Car purchase agreement; 2. The car buyer brings relevant information to a bank branch to apply for a loan; 3. The bank will review the information provided by the car buyer, and the review will usually be completed within 15 working days; 4. The bank will borrow money that meets the loan conditions The person signs the loan contract and the corresponding guarantee contract, clarifies the guarantee method, and goes through relevant procedures; 5. The bank issues the loan, and the car buyer applies for the corresponding car insurance.

4. When buying a second-hand car with installment payment, what procedures should the buyer prepare?

Hello, I am happy to answer your question. First of all, you need to go to the place where the car is located to check for violations. If there is any violation, you must bring it with you if you need a certificate. Then the driving license and registration certificate. If you go through it yourself, it will take a long time. It is best if you have friends who deal with second-hand cars, so you can jump in line directly. If you don't have this relationship, I suggest you that it is very efficient and can be done in two hours at most. In terms of price, small cars range from 200 to 600, and medium-sized trucks range from 600 to 1,200. If the car you want to transfer is a truck, do not go to the affiliated company to transfer the ownership. I have taken over such a car before, and it was very troublesome. Answering some of the buyer's precautions will be helpful to you

Second check : Ask the vehicle management office to find out whether the car has any pending traffic issues such as accident lawsuits in the recent period, and whether it is "innocent."

Three checks: You need to know clearly the relevant annual inspections and tolls of the second-hand car you plan to buy, including whether you have

purchased an annual pass or whether the car has been used as a loan mortgage. , whether it is necessary to go through the notarization procedures when handling the vehicle transfer procedures.

The first pair of numbers in the "Six Tests": Even if you say I'm wordy, I have to repeat this step again. The engine and body numbers must match those on the travel book. Even if an accident occurs, insurance cannot be obtained by the owner who has replaced the vehicle. Of course, the less, the better.

Second look at the body: the seams between the doors, headlights, taillights and the body are smooth and have no interfaces. The fenders on all parts of the body should be of the same color, looking towards the car from the rear fender. It is recommended to try using magnets on all parts of the car body. If you find areas that are not attractive enough, it may be the result of dust. But when it comes to bodies made of aluminum or carbon fiber materials, this trick doesn't work.

Next, turn on the headlights and pay attention to whether there are any traces of welding on the top of the front shock absorber. Raise the car body to observe whether there are abnormal welding traces on the bottom of the car. Otherwise, it may have been violently impacted

Also check whether the cabin has been soaked in water

Third suspension test: forcefully press down the four corners of the car body, observe whether its suspension reaction force is even, and pay attention to whether there is any leakage when pressing the car body. An ordinary sound. However, you must ask the car owner before making such a big move, and be careful when pressing. Drive the car to the garage and raise it to see if there is any oil leakage or slack in the suspension system.

The fourth engine inspection: first check whether the engine appearance is damaged or leaking oil, whether there are any signs of damage to the parts, and whether the spark plug is leaking. Then test whether the engine can start smoothly. It is best to test when the car is cold, as the results will be more accurate. Pay attention to whether there is any oil suffocation when driving, and whether the static speed is normal. To check whether the response of the engine system is fast enough and whether the front end of the vehicle has sufficient horsepower, you can step on the accelerator and release it immediately, and then observe the speed at which the number of revolutions increases and whether the number of revolutions increases rapidly when you step on the accelerator. In addition, it is necessary to check whether the car can run smoothly after refueling and whether there is any noise. After driving, check the engine for any unusual smell and check the engine several times for oil leakage.

Test the gearbox and clutch fifth: Try changing to different gears to make sure all gears work properly. The problem with the manual transmission is usually that it cannot enter a certain gear smoothly or cannot be locked. You should check the third and fourth gears during the test drive, or when accelerating on an uphill road. If the engine speed continues to increase, but the vehicle speed does not increase accordingly, The clutch may be worn and needs to be replaced.

Sixth brake check: Try braking at different speeds to ensure there is no sideslip. If the ABS system is installed, you can try to brake suddenly at a speed of more than 30km/h to test whether the ABS is operating normally. If the ABS is normal, you can feel a beating feeling from the foot brake.

As for the handbrake, you can park the car on a steep slope and apply the handbrake to see if the car is rolling.

"Seven Don't Buys" Don't buy if you have incomplete certificates: Certificates refer to the vehicle owner's ID card, original vehicle delivery invoice, vehicle purchase surcharge (tax) certificate, motor vehicle driving license, road maintenance fee certificate, and annual inspection Certificates and insurance policies, etc.

Do not buy modified vehicles: Car owners are not allowed to arbitrarily replace the engine, chassis, or change the external dimensions without permission from the vehicle management department.

Do not buy smuggled, tax-free or donated vehicles: Tax-free and donated vehicles are preferential policies adopted by the state to support certain undertakings. They cannot be sold or transferred without paying the tax.

Don’t buy a second-hand car with installment payment: Before the car payment is fully paid, the car is not legally owned by the owner, and buying such a car will lead to endless troubles.

Don’t buy the ones that have stopped production: repairs and accessories will be very troublesome and expensive.

Don’t buy in other places: Transactions in other places are often restricted by local policies and regulations, which will be very inconvenient in future use.