How to write a credit card judgment not signed by the person:

1. Briefly describe the basic situation of the plaintiff, defendant and third party.

2. State the facts of the case in detail, including the application, use, objections, etc. of the credit card.

3. Analyze the disputes regarding the facts of the case and the application of law.

4. Identify and adjudicate the focus of disputes in accordance with legal provisions and judicial interpretations.

5. Based on the above determination, determine the rights and obligations of the parties, such as whether to order the defendant to bear repayment liability.