If you find a debit card, you can't use it because there is a password. Debit cards in China must have a password. Unlike credit cards, you can spend without a password.
If a credit card is found: the householder does not have a transaction password, so he can't withdraw cash at the ATM, but he can use it to swipe his card at the POS machine, but he can use the information on the card to directly spend online on some foreign websites; The householder has set a transaction password, and it is not allowed to withdraw cash at ATM or swipe the card at POS. The information on the card can also be directly consumed online on some foreign websites.
However, it is illegal to fraudulently use other people's credit cards, which is a deliberate misappropriation of other people's property, and may also be suspected of stealing other people's property and other illegal acts.
What are the banking hours?
The business hours of different banks are different, but in general, they all go to work from 9 am to 5 pm. On weekends, I will get off work earlier than usual and around 3 pm. The above is only for non-holidays and weekends, and banks are closed on holidays.
Is the reissued bank card still the original card number?
The reissued bank card can be the original card number. There are two ways to reissue a bank card, one is to reissue it with the insurance number, and the other is to reissue it with a new number. You can explain the need to the bank when you reissue the card. If the bank card is lost, it is recommended not to use the original number to avoid security risks. If the user loses his bank card, he should first call the bank customer service phone to report the loss orally. If the bank card is damaged, you can apply for a new card at the bank counter with your ID card and the damaged bank card, and you need to pay the card cost.
What procedures do I need to reissue my bank card?
Generally, you only need to bring your valid personal identification to the counter of the issuing bank to apply for a replacement card. If you can't provide the bank card password for the replacement card, you need to report the loss first, and then go to the branch counter to replace the card one week later. The new card after loss reporting is different from the old card number, but the account information is the same. Under normal circumstances, you can only change your bank card in person at a bank outlet, and you can't entrust others to do it for you. In addition, replacing the card and reporting the loss may generate certain costs and business expenses.