Pay with Alipay balance and apply for a refund > If the refund is successful, the money will be returned to your Alipay account (Alipay balance);

Pay by bank credit card and apply for a refund > If the refund is successful, the money will be returned to the credit card you used when you paid;

Pay with a bank debit card. (Similarly) The money will be returned to the bank card when you pay.

Pay with Tianmaobao/Yu 'ebao, and (similarly) return the money to Tianmaobao/Yu 'ebao;