Did you pay 1,500 less, or is the current bill just 1,500?

If you underpay by 1,500 (part of it has already been repaid, and part of the repayment meets the minimum repayment standard) this will not be counted as overdue, and will only accrue some interest.

If it is the current period's bill, 1,500 means that the current period is overdue for eleven days. This will definitely be counted as overdue. However, one overdue payment does not matter much. After two years of normal use of this credit card, this overdue payment can be covered up, so don’t worry.

One overdue loan has little impact.