1. Make an appointment: Log in to mobile banking, select "Cash Withdrawal without Card", follow the webpage prompts to enter the amount, appointment code and other information, and use SMS to authenticate the payment;

2. Withdrawal Payment: At any China Merchants Bank ATM with cardless cash withdrawal function across the country, select the "Cardless Cash Withdrawal" option and withdraw money with your reservation mobile phone number and reservation code.

The above is the relevant content on how CMB cardless withdrawal operates. Introduction to China Merchants Bank’s cardless withdrawal

When using a mobile phone to make an appointment for cardless cash withdrawal, customers must first log in to the bank’s mobile banking, select the “appointment for cash withdrawal” function, and reserve “ "Reservation Code", establish the validity time of the reservation, enter the cash withdrawal amount, special withdrawal account, and conduct identity authentication through a dynamic password card or electronic password device, etc., and then you will receive a temporary login password SMS. Customers can withdraw cash from the nearest bank ATM within the personally set time. When withdrawing money, they must enter their mobile phone number, reserved "reservation code", and temporary login password pushed by the bank and other information. How to withdraw money without a card

Customers who have activated mobile banking can withdraw money without a card. Customers who have not activated mobile banking cannot withdraw money without a card. As long as they are customers who have activated mobile banking You can scan the QR code at the ATM machine to withdraw money. Look for the cardless withdrawal discount in the ATM machine, click to scan the QR code to withdraw money and follow the steps. There is a limit to the amount of money you can withdraw by scanning the QR code at an ATM, and you can only withdraw cash in small amounts. If the customer's withdrawal amount is very large, the customer has to bring the original ID card and credit card to apply at the main service desk of the financial institution. With bank credit cards, you can withdraw money without a card. The first condition is that customers have opened mobile banking and can use mobile online banking or mobile life apps to transfer funds to their own savings cards and then withdraw money. In addition to the above methods, customers can make withdrawal reservations through third-party platforms, QR code reservations, and personal online banking withdrawals. Whether you withdraw money without a card or with a card, the financial institution will deduct additional fees. This article mainly writes about the relevant knowledge points on how to operate cardless withdrawals at China Merchants Bank. The content is for reference only.