Will Pudong Credit Card be automatically cancelled if it is not activated?
Pufa Credit Card will not be automatically cancelled if it is not activated, but it will be invalid after the validity period. Although the credit card itself has a validity period, it is different from the validity period of the credit card account, that is, the card will expire, but your account is still there.
Credit cards are divided into credit cards and quasi-credit cards:
1. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay;
2. A quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.
Will the credit card not be activated affect the credit investigation?
The credit card is not activated, which does not affect the credit investigation. Because most credit cards are not activated, there are no handling fees and annual fees, but some special cards need attention, such as platinum cards and customized cards of some banks, which may cause overdue debts. If the cardholder does not activate the card after receiving it, it will be reflected in the personal credit report, but this record is not a bad record.