What is the general limit of the Agricultural Bank of China Teacher Platinum Card? Tips for applying for the Agricultural Bank of China Platinum Card for Teachers

The Agricultural Bank of China has issued a series of credit cards that respect teachers. The Platinum Card for Teachers is an exclusive credit card issued to all faculty and staff. To apply for the card, you need to provide a teacher qualification certificate or work certificate. . Today I would like to introduce to you the general limit of this Agricultural Bank of China Teacher Platinum Card.

Because it is a new credit card, there is no reference data for the actual card limit. Looking at the credit card level alone, the Agricultural Bank of China Teacher Platinum Card limit will generally be more than 50,000. The better the credit conditions, the more likely you can apply for it. Higher limit credit cards are more likely.

In addition, the Agricultural Bank of China’s Teacher Platinum Card is an exclusive credit card product for teachers. Because the profession of teachers is highly stable and belongs to a public institution, it is easier to purchase a card with a high limit. It is recommended that everyone must prepare the following materials when applying for a card:

1. Teacher qualification certificate and work certificate;

2. Proof of payment of five insurances and one fund;

3. Additional proof of financial resources, such as real estate certificate, driving license, deposit receipt, financial management certificate, etc.

If you are an online applicant, then the teacher’s years of experience, salary level and personal academic qualifications will be bonus points. For customers who only have a teacher qualification certificate and do not work in the education system, the application rate for the Agricultural Bank of China Teacher Platinum Card will be relatively low, and there may even be a risk of card rejection.

Is the limit of Agricultural Bank of China Zunshi Credit Card high? Encountering the help of low-limit limit increase techniques

Agricultural Bank of China keeps new credit cards, and one of the products called Zunshi Credit Card has attracted much attention, and many people apply for the card for its wonderful benefits. So, does the Agricultural Bank of China Zunshi Credit Card have a high limit? If you encounter a low limit, what techniques can you use to increase your limit?

The Agricultural Bank of China Zunshi Credit Card is a new credit card mainly issued to the general public. The card surface is designed in a Chinese style. There are three-person version and Taoli version. In terms of card organization, there are two types: UnionPay and Visa.

If you are more concerned about the credit card limit, then you must know the levels of the Agricultural Bank of China Zunshi Credit Card:

1. Zunshi Credit Card UnionPay Card

It is an Agricultural Bank of China credit card For the gold card level, the credit limit will not be too high. Under normal circumstances, the credit limit is 50,000.

2. The Master Credit Card Visa Card

It belongs to the visasignature level, which is equivalent to the platinum card level. The credit limit is generally more than 50,000 yuan.

However, whether it is a UnionPay card or a visa card, the bank will determine the initial credit limit based on the credit conditions provided by the applicant and a comprehensive score.

If the limit of the Agricultural Bank of China Zunshi Credit Card you applied for is not high, it is recommended to use the card to increase the limit:

1. Use the card frequently on a daily basis, but do not touch anyone suspected of paying back or cashing out. POS machine;

2. Occasionally make installments, withdraw less cash, and never cash out or overdue;

3. Repay in full to prove to the bank your financial strength and repayment Ability;

How much is the annual fee for the Agricultural Bank of China Zunshi Credit Card? No annual fee?

In order to carry forward the traditional virtue of respecting teachers and respecting morality, the Agricultural Bank of China has launched a credit card that respects teachers, including UnionPay version and Visa version. Interested friends can apply for it. However, before applying for a card, it is recommended that you first understand the credit card annual fee collection and exemption conditions. So, how much is the annual fee for the Agricultural Bank of China Zunshi Credit Card? Can the annual fee be waived? Let’s find out together below.

How much is the annual fee for the Agricultural Bank of China Zunshi Credit Card?

Agricultural Bank of China credit cards are generally charged according to the card level, and different levels of credit card annual fee charging standards are different.

However, although this Agricultural Bank of China Master Credit Card is a gold card, there are two versions: UnionPay version and Visa version, so the annual fees are different.

UnionPay Card: 160 yuan/year for the main card, 80 yuan/year for the supplementary card, no annual fee in the first year, and no annual fee for the next year if you swipe the card 5 times;

Visa version: Annual fees are waived for a long period of time.

So, will there be an annual fee if I don’t activate it?

Except for platinum cards and some special cards, if the Agricultural Bank of China credit card is approved successfully, no annual fee will be charged if the card is not opened.

So if you really don’t want to use the Agricultural Bank of China Zunshi Credit Card, it is recommended not to activate the card to avoid incurring annual fees for not using it enough times.

However, it should be noted that if a general credit card is not activated within 3 months after the card is approved, the bank will call to find out the situation. Once it knows that you have no need to use the credit card, it will cancel your credit card. It cannot be activated after cancellation, so it is recommended to apply for a card based on actual needs.

The above is the relevant introduction to "How much is the annual fee for the Agricultural Bank of China Zunshi Credit Card? Is the annual fee waived?" I hope it will be helpful to everyone. Although the annual fee for the Agricultural Bank of China Zunshi Credit Card is not very high, it is recommended that you think clearly before you open the card whether it is necessary to activate the card. If you don’t really want to use it, don’t activate it.

That’s it for the introduction of the Agricultural Bank of China’s Honored Credit Card.