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Can I withdraw money from my credit card by ATM?
Yes, but there is a handling fee.

1, ICBC local bank has no handling fee.

2. 2.5% of the cash withdrawal amount of China Everbright Bank, with the lowest in 3 yuan and the highest in 200 yuan.

3. 1% of the transaction amount of Agricultural Bank, with a minimum of 1 yuan.

4. 65,438+0% of the cash withdrawal amount of CCB, with a minimum of 65,438+00 yuan and a maximum of 500 yuan.

5. The local Bank of China doesn't charge fees.

6. China Merchants Bank advances cash of 65,438+0%, with a minimum charge of 65,438+00 yuan (the down payment of city series credit cards is free of charge).

7.65438+ 0% of the transaction amount of Bank of Communications, with a minimum of 5 yuan RMB per transaction (new standard).

8. 2.5% of the transaction amount of Ping An Bank, with a minimum of 25 yuan RMB per transaction.

9. 0.5% of the cash withdrawal amount of Minsheng Bank, with a minimum of 65,438 yuan +0 yuan.

10, Industrial Bank charges 2% handling fee for cash advance, with a minimum charge of RMB 20.

Extended data:

The daily limit of credit card ATM withdrawal is 65,438 yuan+0,000 yuan:

The Notice of the People's Bank of China on Credit Card Business issued by the central bank stipulates that the overdraft withdrawal rate of credit cards has been adjusted, and the ATM withdrawal amount of credit cards has been adjusted to 654.38+00000 yuan per day, the overdraft interest rate can rise by up to 30%, the interest-free repayment period can exceed 60 days, and the "late payment fee" has also been renamed as "liquidated damages".

Overdraft interest rate may fall:

The new regulations set the upper and lower limits on the overdraft interest rate of credit cards. The upper limit of overdraft interest rate is five ten thousandths of the daily interest rate and the lower limit is 0.7 times of the daily interest rate. From 20 17 1, if the cardholder touches the overdraft interest rate, the new regulations will apply. Cardholders with different comprehensive credit backgrounds will also enjoy differentiated overdraft interest rates.

Suppose: the cardholder can choose the bank with the lowest overdraft interest rate, which can naturally reduce an interest expense. If the cardholder's billing date is the 9th of each month, and the cardholder spends RMB20,000 on165438+10.03, and only the minimum repayment amount is RMB2,000 on165438+10.27, it will be RMB65438+February 9.

20,000 yuan ×0.05%×23 days (165438+1October 4th to165438+1October 26th)+18,000 yuan × 0.

Baidu encyclopedia-cash withdrawal by credit card

People's Daily Online-The new regulations stipulate that the daily limit of ATM withdrawal by credit card is 1 1,000 yuan.