Can I withdraw cash on the day of credit card repayment … and then pay Alipay for repayment?

yes, you need to charge a handling fee and interest for one day.

(China Merchants Bank)

Handling fee: the handling fee for cash advance in RMB in China is 1% of each cash withdrawal amount, and the minimum fee is RMB in 1 yuan; The handling fee for overseas cash advance is 3% of each cash withdrawal amount, and the minimum charge is USD 3 or 3 yuan RMB (American Express Card-Centurion Black Gold Card, American Express Card-Centurion Platinum Card is USD 5 or 3 yuan RMB). There is no inter-bank handling fee for cash advance.

interest: advance cash does not enjoy interest-free repayment. From the date of cash withdrawal to the date of settlement, interest will be charged at the daily rate of .5 ‰, and compound interest will be charged on a monthly basis.

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