Personal revolving credit is a credit line granted by the bank to the trustee within a certain period of time according to the personal credit status and the guarantee provided by the bank. The trustee can use it to borrow money and recycle it within the credit line and period.

A borrower applying for personal revolving credit line must meet the following conditions:

1, with permanent residence or valid residence status in China and full capacity for civil conduct, age 18-60.

2. Have stable professional and economic income, good credit and the ability to repay the principal and interest of the loan.

3. It can provide legal, effective and reliable guarantees recognized by banks.

4. According to the actual use of personal credit, it meets other conditions of personal consumption loans or personal business loans of the Bank respectively.