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Is it beneficial to raise the amount after the credit card points of China Merchants Bank are exchanged for goods?
Credit card points redemption has little to do with cash withdrawal.

Credit card withdrawal:

Personal credit can be accumulated slowly in normal use, such as spending more, applying for installment or cash withdrawal, which can bring benefits to banks and increase the quota more easily;

Can provide proof of good economic strength, such as: copy of real estate license, copy of automobile driving license; Copy of bank loan account or deposit certificate.

Note: The premise of withdrawing cash is a good credit record.