1. Overdue record: Your overdue credit card will be recorded in the database of the lending institution, which may have a negative impact on your credit record.

2. Fines and late fees: Banks will charge fines and late fees according to the number of days overdue. These expenses will accumulate and increase your repayment pressure.

3. Restrict the rights and interests: After the deadline, you may lose some rights and interests of the credit card, such as not being able to enjoy preferential activities, adjusting the quota, applying for new credit card products, etc.

4. Collection and litigation: Banks can take collection measures, such as telephone collection, SMS collection and door-to-door collection. If you don't pay back the arrears, the bank may take legal measures to sue you and ask you to pay back all the arrears.

Summary:

Overdue repayment will have a negative impact on credit history and personal economic situation. Therefore, timely repayment is an important aspect of maintaining a good credit record, and avoiding overdue repayment is helpful to protect your credit.

Extended data:

Overdue repayment may lead to the decline of credit score, the freezing of credit card accounts and the influence of banks on your other loan applications. In addition, the terms of different credit card contracts may be different, and the specific consequences need to be determined according to individual credit card contracts.