Hua Xia Credit Card Pad Input means that the credit card application information is ready and submitted to the bank and into the system. According to the relevant information, each bank has different standards for incoming documents. If you apply for the same credit card through different channels and submit different materials, you may get different results. The credit card processing channel is the company that collects credit card application forms. The bank's credit card center will outsource the credit card processing work to the company.