How to apply for online banking and Alipay, and how to use it

1. To apply for online banking, customers need to bring their ID card and bank card to the bank counter to apply. To apply for Alipay, you only need to register an Alipay account directly.

2. Remarks:

1. To apply for bank online banking, customers need to go to the bank counter to fill in the electronic banking online banking application form, and then purchase an electronic cipher (such as ICBC U-shield, Agricultural Bank of China, etc.) Bank K-Bao, etc.), it will take effect immediately after entering the password.

2. You can register and apply for an Alipay account directly on your mobile phone or website, and then choose to add a bank card; enter the bank card you want to bind, and fill in the mobile phone number you left when registering the bank card with the bank. Verification code; after filling in the verification code, confirm the binding payment and you can use it directly on Alipay.

3. How to use:

1. Bank online banking operation process:

① Log in to the bank's official website, select "Personal Online Banking Login", enter the card number and Password, click to confirm and then enter the personal bank account;

②You can select operations according to your needs in the account items, such as "transfer", "fund management", "payment withholding", etc.;

③Finally use the electronic cipher (online banking shield) for identity verification;

④Complete the operation.

2. How to use Alipay:

① Select the matters that need to be operated on the Alipay platform, such as "credit card repayment", "mobile phone recharge", etc.;

② Follow the prompt information on Alipay;

③ Select the payment method in the payment details, check the bound bank card, enter the payment amount, and confirm the payment;

④ Complete operate. How to use Alipay? How to use online banking? What is the difference between Alipay and online banking?

If you want to buy things on Taobao, you must open Alipay. If you don’t have the habit of online shopping, there is no need to open it. Just try it yourself and you will know. How to use Alipay? How to apply

The steps to apply for Alipay are as follows:

Open the Alipay website and click Free Registration

Enter your mobile phone number/e-mail address

Obtain the verification code (mobile phone number, the verification code will be sent to the mobile phone; email address, the verification code will be sent to the relevant email address)

Enter the obtained verification code

Set password

Alipay will transfer money to your account to verify the bank card, such as 0.01 yuan. After you confirm the amount, the bank card verification can pass

Alipay registration is successful

The process of using Alipay is as follows:

After the buyer has purchased the goods, he chooses Alipay to pay when making payment

After the Alipay payment is successful, the money will stay on the Alipay center platform. At this time, the seller cannot receive the payment

Alipay notifies the seller: the buyer has paid and is waiting for the seller to deliver the goods

The seller will carry out the relevant delivery procedures

After the buyer signs for the express delivery and confirms receipt of the goods, Alipay will transfer the money to the seller's Alipay account; if the buyer does not confirm receipt of the goods, the system will automatically transfer the money to the seller's Alipay account after seven days

If the goods received by the buyer are not as described, the buyer can apply for a refund from Alipay. After passing the review, the transaction will be ended and the relevant refund process will be carried out to prevent the buyer from being deceived.

How to apply for Alipay? How to use?

The process on Taobao is very clear. You can easily understand it if you log in and take a look. How to apply for Alipay? How to use Alipay?

The process of opening an Alipay account is divided into computer registration and mobile phone registration

1. The process of registering a personal account on the Alipay website

1) Log in to the Alipay account, Click to register now;

2) Click on personal account; Mainland China is selected by default, enter the mobile phone number and verification code, and click Next. If the verification code has not been received, you can click to get the text message again;

3) Fill in the basic account information. If the account registration is successful, the account will be registered by mobile phone by default, and the account will be bound to this mobile phone number;

4) Click to confirm success;

5) After the name and ID number are verified by the identity information, the page prompts the bank to bind the bank card, enter the user's bank card number and the mobile phone number reserved by the bank, click to agree to the agreement and confirm;

6) Enter the school certificate Verify the code, click Confirm, the registration is successfully completed, the Alipay service is activated and the bank card is successfully bound;

7) The Alipay service is successfully activated.

2. Log in to Alipay with mobile phone and register Alipay account process

1) Log in to Alipay with mobile phone and click New User? Register now;

2) Set the account avatar and nickname, enter the mobile phone number and login password, and click register;

3) Confirm the mobile phone number and the system will send a verification code text message;

4) Pass verification and set payment password;

5) Registration successful.

The most common way to pay with Alipay is to pay with a payment code. The process of using a payment code to log in to Alipay with a mobile phone

1) Log in to Alipay with a mobile phone and click to pay

2) Provide the payment code to the merchant to scan

3) The payment is successful.

You can download the Alipay APP on your mobile phone or log in to the official Alipay website (alipay.) to register an Alipay account. After successful registration, you can log in to your Alipay account to use it.

How to use Alipay after opening online banking?

After online banking is completed, the bank will open online business for you. You only need to register an Alipay account on Taobao, set the login password and payment password, then open the Alipay card, activate it, and that's it.

Then, for the purchasing process, please refer to the following steps:

Install Wangwang (this is a software that facilitates contact between you and the seller, just like a general chat tool, you can directly use it on Taobao Can be downloaded)

Have you contacted the seller? If the postage has been agreed upon, you can take pictures at his/her discretion. First, you have to apply for an Alipay and bind it to your Taobao account, and then you can enter On the baby page, click the red "Buy Now", fill in your information, address, and phone number on the page that opens. Then click "Confirm Payment" below, and you can see the payment on the page that opens. number, and a space that requires you to enter the payment password. Note here that if you need to change the shipping fee, you have to wait for the seller to change the price. After he has changed the price, you can create a new page and enter the payment password, or click below. Select "Personal Online Banking Payment" and choose a bank to make payment. (ICBC has a single payment limit, daily cumulative payment limit, and historical cumulative total payment limit that are all adjusted to 300 yuan. It is best not to use ICBC):

Click "Confirm Payment" again, and a new page will open. You can see a column with the name of your goods, the amount of money, and "The buyer has paid and is waiting for the seller to ship the goods." It depends on the seller. It's time to ship the goods, usually the same day or the next day after payment. At this time, your money has been deducted and transferred to Alipay. If the seller ships the goods, you will wait for you to confirm receipt. If the seller does not ship the goods, or If you have any objections, you can apply for a refund after 24 hours. After the goods are shipped, you will have to wait. The general logistics time is thirty days for surface mail and ten days for express delivery. During this period, if you receive When the goods arrive and there are no objections, just click "Confirm receipt", and the money will be transferred from Alipay to the seller's account. Special note, if you do not receive the goods after this period, but do not click for a refund, Or raise an objection, Alipay will assume that you have received the goods and pay automatically!

If you have already photographed the product but did not pay at that time, and now you have opened online banking and have money, you would like to After this transaction is completed, you need to use this process

1. Log in to my Taobao - the purchased product:

2. Click to wait for the buyer to pay:

3. Enter the Alipay payment password to complete the payment, or click "Select personal online banking payment" below.

4. Select the bank (ICBC has a single payment limit, daily cumulative The payment limit and the historical total payment limit have been adjusted to a limit of 300 yuan. It is best not to use ICBC):

5. The payment page will be different depending on the bank you choose. Take ICBC as an example. : Click to go to online banking to pay:

6. Enter the card number, password, and verification code and click submit (these two failed due to the amount limit and borrowed other people's pictures):

7. Enter the Alipay payment password and click Confirm Payment to complete the payment. If you are unclear about anything, ask me again! I wish you a good bargain! How to use Alipay to pay without online banking

You can buy Alipay recharge cards, which are available at newsstands and Internet cafes. This is the most direct method. How to use online banking payment on mobile Taobao instead of Alipay

1. It is impossible to bypass Alipay when buying things on Taobao.

When you apply for a Taobao account, you will be bundled with an Alipay account. ,

Even if you pay with online banking, it is done in your Alipay account.

Regardless of whether you want it or not, the money will go into the Alipay guarantee account and you will have to wait for confirmation of receipt before it is transferred. Seller Alipay.

2. Mobile Taobao can only be used for quick payment, and online banking cannot be used. How to use Alipay to apply for the annual social security review?

Install "Alipay", open "Alipay" on your mobile phone, and click "All" on the lower right corner of the page. "Urban Services" in the lower right corner of the page click on "Social Security Query". After clicking, the page displays two columns: "Social Security Query" and "Recruitment". After clicking on Social Security Query, you can query "Medical Insurance", "Unemployment Insurance", "Urban and Rural Resident Pension Insurance"