Many card friends like to spend money by credit card, but they may encounter the situation that the available amount in the card is sufficient, but the transaction fails when swiping the card. In this case, it is mainly because the banking system has detected that the user's account is abnormal or risky, so it has carried out risk control. If you don't know whether your credit card is under risk control, you can confirm it according to the following points.

How to confirm that the credit card is controlled by the wind?

I. Transaction

If the credit card status is normal and the credit card consumption and cash withdrawal are not affected, then the most intuitive performance of risk control is that the card is restricted.

1, find a few merchants with POS machines to swipe their cards. If a merchant's POS machine can't swipe his card, he can't swipe it if he changes a few more. This is obviously a credit card problem. Your credit card is under the risk control of credit card, so you can't swipe your card any more.

2. Find some online stores, micro stores and Taobao stores that support credit card payment, and then bind credit cards for payment. If the credit card has enough credit, but the payment fails, it means that the credit card is controlled by the wind.

3. Scan the payment code of Hua Bai and credit card payment with Alipay, and select credit card payment. If the credit card is sufficient, but the payment fails, it is also risk control.

4. If there is a bill, try to apply for credit card installment. If the staging conditions are met, but no staging is given, it is undoubtedly risk control.

Second, tips

Sometimes, after spending with a credit card, you will receive a short message from the bank, "Dear customer, your credit card at X Bank has a risky transaction, so I would like to remind you to standardize the use of the card. Banks will take measures such as reducing the credit card quota in accordance with regulatory requirements to ensure the security of credit cards. "

This text message is a reminder that credit cards are being controlled by the wind.