Credit cards cannot be used for transfer. Generally speaking, most banks don't support direct credit card transfer to bank cards. If you want to transfer the money in your credit card to your own name savings card or to someone else's savings card, you need to make a cash withdrawal transaction, and then transfer the money to your own name savings card or transfer it to someone else.
since credit card transfer is equivalent to cash withdrawal, it is natural to charge a handling fee. However, there are exceptions. For example, the credit card of China Bank can be transferred through the counter or ATM, and the handling fee is cheaper than the usual withdrawal transaction. Extended information:
You can withdraw cash first and then transfer money.
(1) Transfer-out fee for counter transfer
Great Wall Global Link series products: free of charge locally, with the minimum 5 yuan per transaction, the maximum 5 yuan/transaction BOC credit card handling fee of .2 per transaction, the minimum 5 yuan per transaction and the maximum 5 yuan per transaction.
(2)ATM transfer fee
regardless of the card type, the bank is free locally; The Bank charges .2 ‰ of the transferred amount in different places, with a minimum of 2 yuan and a maximum of 5 yuan. Inter-bank local, the transfer amount is less than 1, yuan (inclusive), 3 yuan/pen, and the transfer amount is more than 1, yuan and less than 5, yuan, 5 yuan/pen.
(3) Transfer from online banking, mobile banking, telephone banking, home banking and other channels shall be charged at .2 ‰ of the transferred amount, with the minimum 1 yuan per transaction and the maximum 3 yuan per transaction. Phoenix Net-How to transfer credit card to bank card, and how much is the handling fee?