Alipay cannot use credit cards for payment. Why does it show that only debit cards are available? 100 points

Some transactions do not support credit card payment. I have also encountered official explanations like this. Please accept it if you are satisfied

Then ask your friend to initiate a payment request again.

Can I use a credit card for payment?

Yes, but I cannot use quick payment

It can only be paid through online banking. The payment version of online banking has been opened for the card required to pay. You need to know his online banking login password and card secret. Some online banks also require a mobile phone verification code, so you need his mobile phone. If you have all these, you can buy them on Taobao and follow the steps.

Why can’t I pay by credit card when I buy things on Taobao?

You can only use debit cards to pay on behalf of others. You can use credit cards to buy things yourself to avoid cash laundering

What does credit card payment on behalf of others mean?

Payment on behalf of others is Use the POS machine to swipe the card and get the money on the same day

Why can't you use a credit card to pay with Alipay?

For Alipay payment, the payer cannot use credit card to pay. It is recommended to use other payment methods.

Why cannot credit cards be used for Alipay shopping payment?

Credit cards cannot be used for Alipay shopping payment in order to avoid arbitrage.

Cashing out, short for cash withdrawal, generally refers to the exchange of cash benefits through illegal or false means.

Mostly used for cashing out credit cards, provident funds, securities, etc.

According to the "Interpretation of Several Issues Concerning the Specific Application of Laws in Criminal Cases Obstructing the Management of Credit Cards" by the two top governments, cashing out refers to violating national regulations and using point-of-sale terminal machines (POS machines) and other methods to fictitious transactions and fictitious transactions. Pay cash directly to credit card holders through price opening, cash returns, etc.

In China UnionPay's "UnionPay Card Acquirer Merchant Risk Management Rules", the definition of arbitrage behavior is: the merchant colludes with bad cardholders or other third parties, or the merchant itself uses virtual transactions to arbitrage cash.

Why does Alipay suddenly not support the use of credit cards to pay for others?

Most credit cards cannot be paid through Alipay. Not to mention paying for others, not even paying for it yourself. New regulations after about last fall.

Can I use a credit card to pay with Alipay?

It was possible before, but not now

If A buys something and asks B to pay for it, and B pays with a credit card , if this transaction generates a refund, it will be refunded to A's Alipay account instead of B's ??credit card account, and the money can be used for any purpose. So if a refund does occur, it is equivalent to cashing out. Because agency payment provides convenience for cashing out, all payment platforms have now canceled the payment function of credit cards.

Can Taobao use credit cards to find someone to pay on behalf of others?

This is not restricted, you have to Check to see if Taobao merchants have opened credit card payment functions

Credit card payment processing fees

It is necessary. First of all, whether you pay it yourself or let others pay it, for sellers , the money he received in the end was paid by credit card. In this case, a handling fee of 1 will be deducted.